KLW Commentary

Innovation Used to Be About Generations. Gen AI Makes It About Everyone
Innovation Used to Be About Generations. Gen AI Makes It About Everyone
July 07, 2025  |  artificial intelligence

For many Americans, saving money at the grocery store was once a Sunday evening ritual. Out came the scissors and spreadsheets to clip coupons from...

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The Banking Industry’s Newspaper Moment
The Banking Industry’s Newspaper Moment
June 23, 2025  |  Digital Banking

In 2000, USA Today was the most circulated newspaper in the United States. More than 1.6 million copies were printed each day. Over 6.6 million...

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Why 30 Months of GenAI Innovation Should Make Us Optimistic, Not Impatient
Why 30 Months of GenAI Innovation Should Make Us Optimistic, Not Impatient
May 27, 2025  |  artificial intelligence

Relationship experts say that the honeymoon period lasts about two years. After that, the newlywed sheen wears off, and what’s left is navigating the real...

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When Chatbots Replace Search Bars, Who Wins at Checkout?
When Chatbots Replace Search Bars, Who Wins at Checkout?
May 05, 2025  |  artificial intelligence

Perplexity started it in November of 2024 with Buy with Pro. Then Open AI with ChatGPT followed in April 2025. These two large language models...

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What Pinball Tells Us About Spending in the Post-Tariff World
What Pinball Tells Us About Spending in the Post-Tariff World
April 07, 2025  |  Consumer Finance

It takes a lot to get most people to agree on anything. Get the Full Story Complete the form to unlock this article and enjoy...

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Why the EV Dream May Be Crashing in America
Why the EV Dream May Be Crashing in America
March 17, 2025  |  Innovation

I have bad news for all of you on the waiting list for the all-electric Maserati MC20 Folgore. It’s been sunset before even seeing daylight....

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Who Is the Paycheck-to-Paycheck Consumer in America?
Who Is the Paycheck-to-Paycheck Consumer in America?
March 11, 2025  |  Consumer Finance

A six-figure income, a house in a nice neighborhood, two cars in the garage and kids in private schools — yet still feeling panicked when...

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Higher Prices and Fewer Choices: What American Consumers and Small Businesses Think About Tariffs
Higher Prices and Fewer Choices: What American Consumers and Small Businesses Think About Tariffs
February 19, 2025  |  Consumer Insights

The American consumer has been given a crash course in global trade over the last three weeks. On February 1, 2025, President Trump’s announcement of...

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Five Years Post-COVID, We’re Really Not Shopping (or Doing Much Else) Like It’s 2019
Five Years Post-COVID, We’re Really Not Shopping (or Doing Much Else) Like It’s 2019
January 22, 2025  |  eCommerce

Turns out, we can learn a lot of things about people by studying rats. Get the Full Story Complete the form to unlock this article...

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